Topic Credit & Debt

Credit and debt play a critical role in U.S. economic fluctuations, and changes in inequality drive changes in both the demand and supply of credit in the economy. Equitable Growth examines the role of credit and debt in the economy and seeks to understand these intersections and understand how best to ensure that the financial sector serves the public interest.

Featured work

working paper

A Goldilocks Theory of Fiscal Deficits

Tax & Macroeconomics
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Uncertainty about the size of annual tax refunds hinders the effectiveness of tax-based U.S. redistribution

Tax & MacroeconomicsInequality & Mobility
Vision 2020

The logistics of a reparations program in the United States

Tax & MacroeconomicsInequality & MobilityFamilies
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Encouraging banks to serve the credit needs of everyone

Tax & MacroeconomicsInequality & Mobility
Vision 2020

Promote economic and racial justice: Eliminate student loan debt and establish a right to higher education across the United States

Inequality & MobilityFamiliesLabor
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Issue Brief: Household insecurity matters for U.S. macroeconomic stability

Tax & MacroeconomicsInequality & MobilityFamilies

Explore Content in Credit & Debt157

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Debt, equity, and differences among financial bubbles

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Fair housing, mortgages, and the U.S. Supreme Court

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The continuing investigation into the U.S. housing bubble

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U.S. scholars need access to public and private big data

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Is finance doing what it’s supposed to?

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Borrowing from 401(k) plans and the risks of default

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U.S. firms’ high debt loads amplified the Great Recession

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An update on U.S. household debt

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Entrepreneurialism and access to capital for women and minorities

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The future of retirement savings after the Great Recession

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Mortgage fraud, income growth, and credit supply

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Did credit really replace wage growth in the mid-2000s?

Tax & Macroeconomics
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