Topic Credit & Debt

Credit and debt play a critical role in U.S. economic fluctuations, and changes in inequality drive changes in both the demand and supply of credit in the economy. Equitable Growth examines the role of credit and debt in the economy and seeks to understand these intersections and understand how best to ensure that the financial sector serves the public interest.

Featured work

working paper

A Goldilocks Theory of Fiscal Deficits

Tax & Macroeconomics
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Uncertainty about the size of annual tax refunds hinders the effectiveness of tax-based U.S. redistribution

Tax & MacroeconomicsInequality & Mobility
Vision 2020

The logistics of a reparations program in the United States

Tax & MacroeconomicsInequality & MobilityFamilies
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Encouraging banks to serve the credit needs of everyone

Tax & MacroeconomicsInequality & Mobility
Vision 2020

Promote economic and racial justice: Eliminate student loan debt and establish a right to higher education across the United States

Inequality & MobilityFamiliesLabor
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Issue Brief: Household insecurity matters for U.S. macroeconomic stability

Tax & MacroeconomicsInequality & MobilityFamilies

Explore Content in Credit & Debt155

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The continuing investigation into the U.S. housing bubble

Tax & Macroeconomics
TOPICS: 1
TOPICS: Credit & Debt
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U.S. scholars need access to public and private big data

Tax & Macroeconomics
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TOPICS: Credit & Debt
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Is finance doing what it’s supposed to?

Tax & Macroeconomics
TOPICS: 1
TOPICS: Credit & Debt
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Borrowing from 401(k) plans and the risks of default

Tax & Macroeconomics
TOPICS: 1
TOPICS: Credit & Debt
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U.S. firms’ high debt loads amplified the Great Recession

Tax & Macroeconomics
TOPICS: 1
TOPICS: Credit & Debt
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An update on U.S. household debt

Tax & Macroeconomics
TOPICS: 1
TOPICS: Credit & Debt
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Entrepreneurialism and access to capital for women and minorities

Tax & MacroeconomicsInequality & Mobility
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The future of retirement savings after the Great Recession

Tax & Macroeconomics
TOPICS: 1
TOPICS: Credit & Debt
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Mortgage fraud, income growth, and credit supply

Tax & Macroeconomics
TOPICS: 1
TOPICS: Credit & Debt
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Did credit really replace wage growth in the mid-2000s?

Tax & Macroeconomics
TOPICS: 1
TOPICS: Credit & Debt
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The behavioral barriers to paying off debt

Tax & Macroeconomics
TOPICS: 1
TOPICS: Credit & Debt
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Financial leverage and where to find it

Tax & Macroeconomics
TOPICS: 1
TOPICS: Credit & Debt
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