Can reforms to public and private credit provisions bolster social insurance and promote more equitable growth?

Grant Type: doctoral

Grant Year: 2014

Grant Amount: $15,000

Grant description:

Rising inequality has two implications for individuals’ ability to rebound from temporary setbacks and contribute to economic growth: poorer households don’t have savings to fall back on during temporary income losses, and richer households are able to self-insure and find social insurance programs less valuable. This research will investigate whether and how credit policies could help lower-income individuals better weather shocks and contribute to economic growth.

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