Paul Goldsmith-Pinkham is a financial economist in the Research and Statistics Group of the Federal Reserve Bank of New York, where he has worked since 2015. His research interests include consumer and corporate finance, econometrics, and social networks. His current work focuses on assessing the costs and benefits of debtor protection policies and understanding the role that consumer debt plays in the macroeconomy. Paul completed his Ph.D. in economics from Harvard University in 2015. Prior to graduate school, he was a research analyst at the Federal Reserve Bank of New York.