Note to Self: Inadequate Musings on Elements of Rogoff’s Debt Supercycle Hypothesis

Real Gross Domestic Product for European Union 28 countries © FRED St Louis Fed

It is, once again, time for me to think about Ken Rogoff’s hypothesis: his claim that right now the world economy as a whole is depressed because we are in the down phase of a debt supercycle–dealing with a debt overhang.

I have never been able to make enough sense of Rogoff’s perspective here to find it convincing.

I should, however, warn people that when I fail to see the point of something that Ken Rogoff has written, the odds are only one in four that I am right. The odds are three in four that he is right, and I have missed something important:

One way to view the situation is that there have been four serious diagnoses of the ills of the Global North. They are:

  • A Bernanke global savings-glut.
  • A Krugman-Blanchard return to “depression economics”.
  • A Rogoffian-Minskyite crisis of overleverage and debt overhang
  • A Summers secular-stagnation chronic crisis.

The policies recommended by the different diagnoses do differ.

  • A Bernanke global savings-glut chronic crisis requires shifts in global governance that reduce incentives to run large trade surpluses and a redistribution of world income to those with lower marginal propensities to save.
  • A Krugman-Blanchard return to “depression economics” requires larger automatic stabilizers, a higher inflation target, and perhaps a return of fiscal policy to preeminence
  • A Rogoffian-Minskyite temporary crisis of overleverage and of excessive underwater debt requires debt writedowns and financial-intermediary recapitalizations.
  • A Summers secular-stagnation chronic crisis of insufficiently-profitable risk-adjusted investment opportunities requires a shift in responsibility for long-run expenditure from private to government–” a more-or-less comprehensive socialization of investment”, as some guy once wrote.

Let me put the other three to the side, and focus on Rogoff here…

A principal implication of Rogoff’s hypothesis is that, if it is true, that there is no complete and quick fix : recovery is inevitably a lengthy process–although good policies can accelerate and bad policies retard full recovery.

As I understand it, the down phase of what Ken Rogoff calls a debt supercycle can be generated by some or all of:

  • a collapse of market risk tolerance, or of trust in the credit channel, itself generated by one or more of:
    • a failure to mobilize society’s risk bearing capacity,
    • inadequate capitalization of financial intermediaries,
    • a collapse in the reputation of financial intermediaries: either trust that they are long-term greedy, or confidence in their competence, or both.
  • a rise in fundamental riskiness.
  • the past issue of too much risky debt.
  • the past issue of too much risky debt that has become or is now perceived to be risky.
  • a decline in expectations of how much future cash flow there will be available for potential debt servicing.

How long it takes to work off a debt supercycle and rebalance the economy depends on the speed of the processes of:

  • economic growth, which raises cash flow for potential debt servicing.
  • capital depreciation, which by raising the profit rate also raises cash flow for potential debt servicing.
  • debt write-offs.
  • the normal pace of debt amortization.
  • unexpected inflation writing down nominal debts.
  • other forms of financial repression.

As long as we remain in the down-phase of the debt supercycle, even low interest rates do little to encourage the investment spending needed to drive the economy to full employment. Why? Because investment spending requires not just positive expected value given the interest rate, but also the commitment of risk bearing capacity, which is absent because of the debt overhang.

My first reaction is that the right way to deal with this is to rebalance the economy by undertaking economic activities that do not require the deployment of risk bearing capacity to set them in motion. Governments with exorbitant privilege that have ample fiscal space should borrow and spend–most desirably on things that raise potential output in the future, but other worthwhile activities that create utility are also fine.

As I wrote: We have underemployment. We have interest rates on government debt and thus the debt amortization costs of the government far below any plausible rate of return on productive public investments (or, indeed, any plausible social rate of time discount geared to a sensible degree of risk aversion and the trend rate of technological progress). Under such circustances, at least reserve currency-issuing governments with exorbitant privilege should certainly be spending more, taxing less, and borrowing.

But Rogoff seems to disagree:

Kenneth Rogoff (2011): The Second Great Contraction: “Many commentators have argued that fiscal stimulus has largely failed… because it was not large enough…

…But, in a “Great Contraction,” problem number one is too much debt. If governments that retain strong credit ratings are to spend scarce resources effectively, the most effective approach is to catalyze debt workouts and reductions…. Governments could facilitate the write-down of mortgages in exchange for a share of any future home-price appreciation…. Europe could perhaps be persuaded to engage in a much larger bailout for Greece (one that is actually big enough to work), in exchange for higher payments in ten to fifteen years if Greek growth outperforms…

And:

Kenneth Rogoff (2015): world’s economic slowdown is a hangover not a coma: “Vastly increased quality infrastructure investment… a great idea. But… not… a permanently sustained blind spending binge…

…What if a diagnosis of secular stagnation is wrong? Then an ill-designed permanent rise in government spending might create the very disease it was intended to cure…. There can be little doubt that a debt super cycle lies behind a significant part of what the world has experienced over the past seven years. This resulted first in the US subprime crisis, then the eurozone periphery crisis, and now the troubles of China and emerging markets. The whole affair has strong precedent…. America’s experience–whether one looks at the trajectory of housing and equity prices, unemployment and output, or public debt–has uncannily tracked benchmarks from past systemic financial crises. This is not to say that secular factors are unimportant. Most financial crises have their roots in a slowing economy that can no longer sustain excessive debt burdens…

Rogoff seems to have a counter. He seems to think that borrow-and-spend by governments with fiscal space will, or perhaps may, lead, ultimately, to disaster. Why? Because the fiscal space was never really there. The increase in debt issue will transform even the government’s old safe debt into risky debt. And the overhang of risky debt will be increased, worsening the problem.

The counter to that, of course is helicopter money: money printing- and financial repression-financed expansionary fiscal policy rebalances the economy at full employment without any risk of incurring a larger overhang of risky debt further down the road.

And Rogoff’s response to that is… what?



Relevant:

Paul Krugman: Airbrushing Austerity: “Ken Rogoff weighs in on the secular stagnation debate, arguing basically that it’s Minsky, not Hansen…

…that we”re suffering from a painful but temporary era of deleveraging, and that normal policy will resume in a few years…. Rogoff doesn”t address the key point that Larry Summers and others, myself included, have made–that even during the era of rapid credit expansion, the economy wasn’t in an inflationary boom and real interest rates were low and trending downward–suggesting that we”re turning into an economy that “needs” bubbles to achieve anything like full employment. But what I really want to do right now is note… people who predicted soaring interest rates from crowding out right away now claim that they were only talking about long-term solvency… people who issued dire warnings about runaway inflation say that they were only suggesting a risk, or maybe talking about financial stability; and so on down the line…. In Rogoff’s version of austerity fever all that was really going on was that policymakers were excessively optimistic, counting on a V-shaped recovery; all would have been well if they had read their Reinhart-Rogoff on slow recoveries following financial crises. Sorry, but no….

David Cameron didn’t say “Hey, we think recovery is well in hand, so it’s time to start a modest program of fiscal consolidation.” He said “Greece stands as a warning of what happens to countries that lose their credibility.” Jean-Claude Trichet didn’t say “Yes, we understand that fiscal consolidation is negative, but we believe that by the time it bites economies will be nearing full employment”. He said: “As regards the economy, the idea that austerity measures could trigger stagnation is incorrect … confidence-inspiring policies will foster and not hamper economic recovery, because confidence is the key factor today.” I can understand why a lot of people would like to pretend, perhaps even to themselves, that they didn’t think and say the things they thought and said. But they did.

And this part of Ken Rogoff’s piece appears to me to be on the wrong track:

Ken Rogoff: Debt Supercycle, Not Secular Stagnation: “Robert Barro… has shown that in canonical equilibrium macroeconomic models…

…small changes in the market perception of tail risks can lead both to significantly lower real risk-free interest rates and a higher equity premium…. Martin Weitzman has espoused a different variant of the same idea based on how people form Bayesian assessments of the risk of extreme events…. Those who would argue that even a very mediocre project is worth doing when interest rates are low have a much tougher case to make. It is highly superficial and dangerous to argue that debt is basically free. To the extent that low interest rates result from fear of tail risks a la Barro-Weitzman, one has to assume that the government is not itself exposed to the kinds of risks the market is worried about, especially if overall economy-wide debt and pension obligations are near or at historic highs already. Obstfeld (2013) has argued cogently that governments in countries with large financial sectors need to have an ample cushion, as otherwise government borrowing might become very expensive in precisely the states of nature where the private sector has problems…

Must-read: Amir Sufi: “Household Debt, Redistribution, and Monetary policy during the Economic Slump”

Must-Read: Amir Sufi: Household Debt, Redistribution, and Monetary policy during the Economic Slump: “High-income and low-income individuals respond very differently to monetary policy shocks…

…as do savers and borrowers. Monetary policy has been especially weak in advanced economies over the past seven years because the redistribution channels of monetary policy have been severely hampered. Recognising the importance of such channels can guide central bankers on what monetary policies are most likely to be effective: the same policy may have different effects on the real economy depending on the distribution of debt capacity across individuals.

Must-Read: Adair Turner: Debt Déjà Vu

Must-Read: Not that we know what the right model is, mind you. But Adair Turner believes that it is more likely than not that the model the Federal Reserve is currently using to make its forecasts off of–the model that sees steady non-recessionary U.S. economic growth even with imminent interest-rate lift-off–is the wrong model:

Adair Turner: Debt Déjà Vu: “Financial markets have repeated the same error–predicting that US interest rates will rise within about six months…

…This serial misjudgment is the result… of a failure to grasp the strength and global nature of… deflationary forces…. We are caught in a trap where debt burdens do not fall, but simply shift among sectors and countries, and where monetary policies alone are inadequate to stimulate global demand…. The origin of this malaise lies in the creation of excessive debt to fund real-estate investment and construction… during Japan’s 1980s boom… since the financial crisis of 2008… [a] pattern has been repeated elsewhere… in the United States and several European countries…. Advanced economies’ cumulative private debt-to-GDP ratio has fallen slightly–from 167% to 163%… but public debt has grown from 79% to 105% of GDP. Fiscal austerity has therefore seemed essential; but it has exacerbated the deflationary impact of private deleveraging.

Before 2008, China’s economy was highly dependent on credit expansion, but not within the country itself. Rather, it ran large current-account surpluses…. [Starting] in late 2008… China’s government unleashed a massive credit-fueled construction boom… total credit growing from around 140% of GDP to more than 220%. That boom has now ended, leaving apartment blocks in second- and third-tier cities that will never be occupied, and loans to local governments and state-owned enterprises that will never be repaid….

QE alone cannot stimulate enough demand in a world where other major economies are facing the same challenges. By boosting asset prices, QE is meant to spur investment and consumption. But its effectiveness in stimulating domestic demand remains uncertain…. Central bank governors like the ECB’s Mario Draghi and the BOJ’s Haruhiko Kuroda often emphasize QE’s ability to deliver competitive exchange rates. But that approach simply shifts demand from one economy to another…. Seven years after 2008, global leverage is higher than ever, and aggregate global demand is still insufficient to drive robust growth. More radical policies–such as major debt write-downs or increased fiscal deficits financed by permanent monetization–will be required to increase global demand, rather than simply shift it around.